Avoid overspending this holiday season

Overspending during the holiday shopping season can lead to financial hardship come January. Financial planner Paul Oster says that he is in favor of using gift cards to shop for loved ones for the holidays. “Once you pick a budget for the people you’re going to shop for, buy a gift card to use and […]

Paying off holiday shopping debts

With the holiday season over, many New Jersey residents are starting 2018 with more debt than they bargained for. A survey finds that shoppers charged about 5 percent more this holiday season than previous years. More than half of those surveyed say that they will still be paying off the bills by the spring. But […]

Plan Ahead, Pay Cash For Holiday Shopping, Expert Says

NEW YORK (CBSNewYork) — Whether you’re doing your holiday shopping in stores or online, consumer experts stress caution. For many Americans, those holiday deals add up to a mountain of debt come January. “They don’t plan,” Eric Stuerken, a consumer credit expert and co-founder of Better Qualified, told CBS2’s Jessica Layton. He said his office […]

Equifax hack: What to do now

Hackers breach Equifax’s data putting personal information of millions at risk According to the Better Qualified President Paul Oster, someone could be walking around right now, pretending to be you. He says that everyone should be changing passwords and pins to their accounts after the reporting agency Equifax announced that 143 million people could be […]

Taking a trip you can’t afford? Join the club

You may have earned a vacation this summer for all your hard work, but have you earned enough money to take one? Family vacation, motorhome trip. In a national survey from financial planning company LearnVest, 74 percent of respondents said they’ve gone into debt to pay for a vacation. On average, that debt topped $1,100. […]

What’s The Deal With Credit Inquires

As a certified FICO Pro, I get this question on a daily basis. There is so much confusion surrounding the topic of inquiries. It is very important that consumers understand how this process really affects your credit score. What is an “inquiry”? When you apply for credit, you authorize those lenders to ask or “inquire” […]

How police identify dealers who use the ‘darknet’ to buy, distribute drugs

Did you know there’s a Craigslist-type of hidden network used to sell illegal substances? If you think you know about the dangers lurking on the internet, you may think again after hearing about the ‘darknet.’ “It’s a series of numerous websites that were built kind of specifically for people to be able to browse anonymously,” […]

It’s time to pay those holiday credit card purchases: Here’s how to manage

This is the kind of hangover that can really cause some damage. It’s a little over a month since Christmas Day, and New Jersey residents are facing the bill for all the holiday gifts and entertainment they may have purchased with the simple swipe of a credit card. Known in the industry as the holiday […]

Madison Square Garden Company Alerts Customers of Data Breach

Madison Square Garden Company says there has been a data breach affecting customers who may have used cards at merchandise and food and beverage locations at its properties in the last year. Those include Madison Square Garden, Radio City Music Hall, Beacon Theatre and The Chicago Theatre, from the time period between Nov. 9, 2015 […]

Madison Square Garden Company Alerts Customers of Data Breach

Madison Square Garden Company says there has been a data breach affecting customers who may have used cards at merchandise and food and beverage locations at its properties in the last year. Those include Madison Square Garden, Radio City Music Hall, Beacon Theatre and The Chicago Theatre, from the time period between Nov. 9, 2015 […]