The Importance of Credit Scores

Credit Repair

What is Credit Repair? In the last 10 years credit repair has become a necessary process for keeping your financial life healthy, just like out-patient surgery, or drive-up oil changes. The complex network of information exchange necessary to maintain the credit records of millions of Americans could be compared to the complex interstate and highway […]

New Years Resolution: Get of Credit Card Debt

Becoming an Entrepreneur After Retirement

According to Inc., people over age 50 are starting businesses at a higher rate than younger entrepreneurs. If you’re retired or close to retirement and wondering how to start your own business — without sacrificing your future financial health — you’re not alone. The Kauffman Index indicated that people aged 55 to 64 represented 26 […]

5 Smart Business Habits That Will Help Your Stay Ahead

Running a business is a lot like running a marathon. It’s easy to start out with tons of steam and wear out halfway through, leaving you to watch as the competition passes you by. However, it doesn’t have to be that way. Here are five smart business habits that can keep you moving forward toward […]

Smart Money: Financial Advice for New Business Owners

Developing a new business can be overwhelming, and you want to make the best choices with every dollar. With smart strategies in place you can manage your finances wisely and stretch your pennies. Here is some advice to help you get started on the right foot. Daily tasks. Before you get too far behind on […]

U.S. Consumers Rack Up $11.9 Billion in Overdue Credit Card Debt

According to LendEDU, The improving economy hasn’t seemed to help U.S. consumers from posting the highest amount of overdue credit card debt in seven years. The level of debt for people who are behind on credit cards or who are lumped in a distressed category increased by 11.5 percent during the fourth quarter of 2017, […]

Avoid overspending this holiday season

Overspending during the holiday shopping season can lead to financial hardship come January. Financial planner Paul Oster says that he is in favor of using gift cards to shop for loved ones for the holidays. “Once you pick a budget for the people you’re going to shop for, buy a gift card to use and […]

Paying off holiday shopping debts

With the holiday season over, many New Jersey residents are starting 2018 with more debt than they bargained for. A survey finds that shoppers charged about 5 percent more this holiday season than previous years. More than half of those surveyed say that they will still be paying off the bills by the spring. But […]

Plan Ahead, Pay Cash For Holiday Shopping, Expert Says

NEW YORK (CBSNewYork) — Whether you’re doing your holiday shopping in stores or online, consumer experts stress caution. For many Americans, those holiday deals add up to a mountain of debt come January. “They don’t plan,” Eric Stuerken, a consumer credit expert and co-founder of Better Qualified, told CBS2’s Jessica Layton. He said his office […]