Consumer &
Credit Repair

Take control of your credit and start
your path to financial success today.

How BetterQualified Works

Know your credit

Get your latest credit report and scores from all three credit bureaus to see what negative items are hurting your credit score

Join and pick a plan

Based on your credit situation, select a plan that suits and meets your financial need

Await your results

Relax and let us do the job you’ve hired us to do—get you results.
If we cannot get you positive results, we’ll refund your money back!

How does BetterQualified help fix my credit?

Over the last 20 years, we have learned a lot about the credit repair process and those lessons have us fine-tuned and developed a proprietary 6-month intensive program that have proven to be quite effective, yielding incredible results, regardless of your credit situation.

Our Process Includes

  • Challenge the credit bureaus and your creditors on the negative items listed on your credit report
  • Dispute inaccurate or unfair reporting or inquiries on your accounts
  • Intervene and correspond with the credit bureaus, creditors, financial institutions, lien holders, government agencies, etc.
  • If required, engage with you on other interventions, including debt settlement, cease and desist orders, etc.

What are the negative items BetterQualified addresses?

We typically work to address the following negative items affecting your credit score

Common credit negative items
  • Late payments
  • Closed accounts
  • Collections
  • Charge-offs
  • Invalid or unverifiable debts
  • Negative settlements
  • Identity errors
  • Reporting errors
  • Outdated items or additions
  • Medical bills
  • Derogatory marks
  • Liens
Complex credit issues
  • Bankruptcies
  • Judgements
  • Foreclosures
  • Short sales
  • Repossessions

How long does it take to fix my credit?

Very important to set the right expectation

Average process for most of our
clients takes about



Each person’s credit situation is uniquely different and thus, the requirements will vary significantly. As such, it is very difficult to say exactly how long the credit repair process will take. A credit bureau has 30 days to respond after receiving our challenge to verify the information; and once we received a credit bureau’s response, we then must investigate and re-engage with the credit bureau(s) to further contest the negative items.

Our best time frame estimate to expect results is typically three to six months, and in some cases, it may take up to twelve months to complete the credit repair process.

It’s important to note that credit repair services cannot make any guarantees. Under the Credit Repair Organization Act (CROA), credit repair organizations are prohibited from making guarantees that they will be able to remove legitimate negative items from your credit report or making promises of a specific timeline for results. Any credit repair service not following CROA standards is a red flag, and likely a scam.

Do I need to repair my credit now?

Where is your score on this scale?

Banks and lenders typically consider any score below 650 as “high risk” which may prevent you from:

Getting a home mortgage and/or getting the best rates

Getting finance to purchase or lease a car and/or getting a loan at the best rates

Getting credit from prime issuers at lower interest rates or with higher limits

Refinancing existing loans or borrowing money from banks or lenders at competitive market rates

Landlords, employers, insurers, utilities and cell phone companies also use your credit score to qualify you

Your credit score could either save or cost you a lot of money

Mortgage       $250,000 | 30-Yr fixed

Credit Score


Monthly Payment

Interest Cost

Credit Score 680

APR 4.50%

Monthly Payment $1,267

Interest Cost $206,016

Credit Score 659

APR 5.20%

Monthly Payment $1,373

Interest Cost $244,200

Credit Score 640

APR 7.20%

Monthly Payment $1,697

Interest Cost $360,920

A difference of 40 points in your credit score could cost or save you $155,000

How much does it cost?

  • Gold
  • $ 550
  • 1 - 3
    Negative Items
  • $ 49/mo
  • Black
  • $ 1500
  • 11+
    Negative Items
  • $ 125/mo

If you are unsure of which plan is best for you, feel free to contact us at

Membership entitles you to 12 months of service and benefits.
While our intensive program typically runs 6 months, we continue to service our members long after at no additional charge.
Members receive the following benefits:

Member's benefits




Unlimited credit bureau challenges

Creditor interventions

Inquiry assistance

Access to your credit report and progress report anytime, anywhere

Free credit report and credit scores from Experian, EquiFax, and TransUnion

Free credit report and score analysis


Credit monitoring and alerts

Complete access to our resident experts (FICO-certified staff and attorneys)

Complete access to our partners network (mortgage lenders, titles, insurances, etc.)

Financial and credit tools

Free plan insurance*

*Insurance starts on the last day of service and will cover any additional late payments and collections.

Years in business

+20 years


+1M serviced

Success Rate


What Our Clients Say

Rashel N.

Thank you to Jessica and team for helping me and my fiancé get our credit scores up and on track. We can not thank the BetterQualified team enough for the continuous communication and quick responses when we needed help or had any questions. Beyond thankful someone introduced BetterQualified to us, always recommending them to whoever needs help with their credit.

Ian O.

I used this company in order to raise my fathers credit score which was in the low 400's and now in the 650 range. The staff is very professional and took their time in order to review collection accounts with me. In total my father had over 25+ collections removed from each bureau which took about a year. I am very pleased with their service. Just remember that the journey to a perfect credit score is not a race and it definitely takes time. You are in the right direction if you choose BetterQualified to represent you!

Lori D.

I had the pleasure of working with Jessica, Adrian, Sean, and Evhelyn while working with my best friend who is one of their clients. Their level of professionalism was above and beyond. I also watched my best friend’s credit score start to steadily rise because he followed their advice and they did all of things they said they would in order to help him.

I would recommend BetterQualified to anyone who needs honest, genuine, and trustworthy assistance with repairing their credit. I watched it first-hand and it works because they work for you. Best ever!!

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