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Month: December 2011

Credit Scoring: A Consumer’s Perspective

It is no secret that insurance companies use the credit scores of individuals as one tool in the approval/disapproval process and in establishing premiums. Most courts allow this process as long as the scoring is uniformly applied to all insureds and is consistent with the purposes of the individual state’s insurance code. But just because…

12 myths about bankruptcy

Will you lose your house and retirement savings? When will you be able to borrow money again? Get the facts on these questions and more.   Like most big, bad scary things, bankruptcy has a reputation based on a few tidbits of truth and a lot of embellishment. And like most creepy crawlies, it’s not…