3 Simple Steps for Creating a Budget

What’s your favorite day of the month? Most people will agree, it’s payday. For some consumers though, paycheck to paycheck is a way of life (albeit not a very financially smart way of life.) “Where did all my money go??” If you ask yourself this question on a consistent basis, then it’s time to create […]

Things People with Good Credit Have in Common

Good credit is not a commodity to be bought or sold; it’s something which has to be cultivated with time. All it takes is the right strategies and financial moves to acquire a good credit rating and its associated perks. Your credit score falls anywhere between 300 and 850. The higher your score, the lower […]

How to Build Your Credit From Scratch

From Zero To Hero Consumers who have no credit often have a hard time getting approved for loans. If you are one of these individuals then you probably already know this. Normally you’ll need a credit card or loan in order to establish credit, yet you need established credit in order to get approved for […]

The Right Steps to Applying for Student Loans

Summer is coming to a close and for college students, that means it’s time to head back to school (or start school for you freshmen out there.) Everyone knows college is expensive, and the price only seems to be increasing every year. In fact, the average 2015 graduate with student-loan debt will have to pay […]

Do you need business credit?

So you’re getting ready to show off some properties to your new clients. You map out where you’re going and pile into your trusty, but dated, automobile. It’s about that time you realize the “old girl” isn’t what she used to be. Perhaps a new car would look a bit more professional, but you’re not […]

Moving Scams You Need to Lookout For

With Summer coming to a close, many consumers take this time to relocate. The kids move away to college, thousands of families are leaving their summer getaways and people are ready to settle into their new spot before the winter months arrive. As exciting as moving is, it does bring its share of stress to […]

Can You Have Too Many Credit Cards?

Is it possible to have too many credit cards? Having a large amount of credit cards isn’t always a bad thing. If maintained well, having tons of credit cards can be beneficial to your credit score. When it comes to your credit score, it’s all about managing your credit cards correctly. If you are unable […]

What is a Good Credit Score?

With 56% of Americans having poor or bad credit, good credit can be hard to come by… But what is a good credit score exactly? Different lenders may have different definitions of what a “good” credit score is. One lender may approve clients with a 640 credit score or higher while another might approve clients […]

What Makes Up Your Credit Score?

Why do we have credit scores? What makes up your credit score? Did you know 56% of Americans have bad credit? Credit scores were implemented to determine the creditworthiness of a borrower. The higher the credit score, the more likely the consumer will pay his or her bills on time. While the most important piece […]

Avoid These Summer Scams

Summer is back in full swing and that means plenty of BBQs, concerts, and vacations. With summer also comes a variety of scammers looking for their next victim. Don’t worry, Better Qualified has put together this list so you can take the right precautions to avoid being sucked into these summer scams. Vacation Scams The […]