NYAMB Networking Event May 15th

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Join us May 15th 5:30- 8:30 pm at the NYAMB networking event in East Meadow, NY. Better Qualified will sponsoring FREE professional headshots that day. This is your chance to update your social media, your website, your marketing and your business card or email signature if you use a photo there.  Please don’t  miss out [...]

NYAMB – 20th Annual Wholesale Conference

Paul speaking @ NYAMB conference

CEO Paul Oster speaks at New York Association of Mortgage Brokers 20th Annual Wholesale Conference discussing the importance on good credit and the proposed changes in the credit reporting industry & why the credit reporting agencies are considering using utility bills for credit scoring.

Applying for a Mortgage? Better Check Your Credit Report for Errors!

Are you getting ready to apply for a mortgage?  Have you obtained a recent copy of your credit report to check for inaccuracies?  If not, you might be surprised by what you find. A February 2013 study from the Federal Trade Commission (FTC) found that: five percent of consumers had errors on one of their [...]

New credit score could help millions

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By Blake Ellis @CNNMoney March 11, 2013     A new credit scoring model will potentially boost scores for many credit applicants and help establish credit for millions of people who previously had little or no credit history. The new scoring model will be used in the latest version of the VantageScore, the credit score [...]

Better Qualified’s Linda Boscia works with Rotary Club

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                Linda Boscia, Business Development Specialist from Better Qualified accepts thanks and a coffee mug from Mika Hon, Club President-Elect, for her presentation on managing and repairing your credit.

40 Million Mistakes: Is your credit report accurate?

60 mins

  DID YOU KNOW… Your credit score can cost or save you thousands of dollars?   As most of you know, you carry three FICO scores, one from each of the three Credit Bureaus: Experian, TransUnion, and Equifax. Each of these scores is based on information the bureau keeps on file about you and, as this [...]

The 6 Biggest Ways Bad Credit Can Mess Up Your Life

bad credit

Bad credit is something you don’t want associated with your finances. Unfortunately, you may have less than stellar credit at some point in your life. Credit scores represent a person’s credit worthiness, designed to show a lending institution who is a good investment, and who is… not so much. Banks believe that credit scores — i.e. [...]

OOOOhh NOOOOO!!

holiday credit

With the holiday season now over and the new year in effect, many of us are coming back down to the real world.  We now need to figure out how much money we just spent on credit cards and, what should we do with the new retail credit cards we just opened?  Let me guess, the [...]

Average FICO score getting higher for approved mortgages

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by kpanchuk on 11/19/12   Mortgage lending keeps getting tighter. Case in point, the average FICO score on closed, first-lien loans hit 750 in October, which is up from 741 last August, Ellie Mae said. Ellie Mae analyzes data on loan applications that pass through its Encompass360 mortgage software. While that data only accounts for [...]

4 essential types of credit cards

9/18/2012 By Jeanine Skowronski, CardRatings.com   Unless you’re prone to overspending, in which case you should limit the amount of plastic you pack in your wallet, there are advantages to having more than one credit card at your disposal. To take advantage of the many features and benefits of credit cards, it can be worthwhile [...]