Credit Repair Specialists
CEO Paul Oster speaks at New York Association of Mortgage Brokers 20th Annual Wholesale Conference discussing the importance on good credit and the proposed changes in the credit reporting industry & why the credit reporting agencies are considering using utility bills for credit scoring.
Are you getting ready to apply for a mortgage? Have you obtained a recent copy of your credit report to check for inaccuracies? If not, you might be surprised by what you find. A February 2013 study from the Federal Trade Commission (FTC) found that: five percent of consumers had errors on one of their [...]
By Blake Ellis @CNNMoney March 11, 2013 A new credit scoring model will potentially boost scores for many credit applicants and help establish credit for millions of people who previously had little or no credit history. The new scoring model will be used in the latest version of the VantageScore, the credit score [...]
DID YOU KNOW… Your credit score can cost or save you thousands of dollars? As most of you know, you carry three FICO scores, one from each of the three Credit Bureaus: Experian, TransUnion, and Equifax. Each of these scores is based on information the bureau keeps on file about you and, as this [...]
Bad credit is something you don’t want associated with your finances. Unfortunately, you may have less than stellar credit at some point in your life. Credit scores represent a person’s credit worthiness, designed to show a lending institution who is a good investment, and who is… not so much. Banks believe that credit scores — i.e. [...]
With the holiday season now over and the new year in effect, many of us are coming back down to the real world. We now need to figure out how much money we just spent on credit cards and, what should we do with the new retail credit cards we just opened? Let me guess, the [...]
9/18/2012 By Jeanine Skowronski, CardRatings.com Unless you’re prone to overspending, in which case you should limit the amount of plastic you pack in your wallet, there are advantages to having more than one credit card at your disposal. To take advantage of the many features and benefits of credit cards, it can be worthwhile [...]
Paul Oster, CEO of Better Qualified, appears on the Wall Street Journal’s Daily Wrap Show hosted by Michael Castner. The show is heard on over 100-radio stations coast to coast. In this informative interview Paul talks about improving, protecting and monitoring your credit score on a regular basis as well as the secrecy behind how [...]
Kathleen Pender October 22, 2012 Starting this week, consumers who have trouble getting mistakes in their credit reports corrected or have other problems with credit bureaus can file a complaint with the Consumer Financial Protection Bureau. The CFPB will help consumers resolve issues with credit reporting agencies, also known as credit bureaus or consumer reporting [...]
By Les Christie August 2, 2012 NEW YORK (CNNMoney) — For people who are willing to stay put for a few years, buying a home has become a much better deal than renting in almost every major housing market in the nation. In more than 75% of the 200 metro areas analyzed by real estate [...]