Do you need business credit?

inman article

So you’re getting ready to show off some properties to your new clients. You map out where you’re going and pile into your trusty, but dated, automobile. It’s about that time you realize the “old girl” isn’t what she used to be. Perhaps a new car would look a bit more professional, but you’re not […]

What is a Good Credit Score?

Excellent Credit Score

With 56% of Americans having poor or bad credit, good credit can be hard to come by… But what is a good credit score exactly? Different lenders may have different definitions of what a “good” credit score is. One lender may approve clients with a 640 credit score or higher while another might approve clients […]

What Makes Up Your Credit Score?

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Why do we have credit scores? What makes up your credit score? Did you know 56% of Americans have bad credit? Credit scores were implemented to determine the creditworthiness of a borrower. The higher the credit score, the more likely the consumer will pay his or her bills on time. While the most important piece […]

Closing Credit Cards: When Should You Do It

Cutting Cards

You’ve gotten a new credit card and are looking to get rid of the old one that’s been with you since the dawn of time. Sure, you’ve had some good times together. After all if it wasn’t for your trusty credit card you wouldn’t have been able to pay for all those dates to impress […]

The Steps to Good Credit – Credit’s Do’s and Don’ts

Excellent Credit score BQ blog

The Dos and Don’ts to Good Credit Your credit score is the most important number in your life. It can determine whether or not you will be owning a new home, driving the car of your dreams, or even securing that new job you just had an interview for. Having a good credit score can […]

5 Reasons To Consider Business Credit

Consider Biz credit

If you own a small business you may want to consider building your business credit. Owning a business is a struggle in itself. How can any new business expect to grow with limited resources and finances? That’s where business credit comes in. Business credit can help take your business further by providing the financial means […]

Credit Tip: How to Get a Quick Boost in Score

boost your Credit Score

Pay Down Your Accounts If it’s one question we get asked often, it’s how do I increase my score the fastest way possible? First we must understand how your credit score is generated. Your credit score is determined by different factors. One of those factors is your amount owed. If you can pay down your […]

Huge Credit Report Overhaul: Medical Debt to Weigh Less

Medical Debt

It will be announced today that the 3 credit reporting agencies (CRAs) will be making some serious changes to the way they report your credit. After long meetings between the New York Attorney General’s office and the CRAs, decisions have been made to change the reporting of medical collections and the process of consumer disputing. […]

How to Stop Collection Harassment

Stop-Collection-harassment

Stop those pesky collections from interrupting your life! There’s nothing more annoying than coming home after a long day of work only to be bothered by pesky collection companies. They call your home, your relatives, and workplace. They flood your mailbox with their notices. This kind of treatment can leave you drained and stressed. Often […]

New Years Resolution: Get Out of Credit Card Debt

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It’s a new year and that means everyone is off to an inspiring start on their new years resolutions. You may already have your plan in effect to lose weight, get fit, and aim for that new promotion, but what are you doing about the pile of debt you racked up over the holidays? It’s […]